Garage Liability
Combines general and auto liability for businesses that sell, service, or store vehicles — covering both your premises and your operations.
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Garage Insurance
Coverage for Shops That Live Around Vehicles
Repair bays, dealer lots, and tow operations carry risks most policies don't address. Our garage programs cover the vehicles in your care — and the work you do on them.
Garage Programs Written by Specialists
When a customer's car is on your lift, on your lot, or on your hook, standard business insurance isn't enough. Alico writes garage programs specifically for vehicle-related businesses — dealerships, repair and body shops, tire and mechanic shops, detailers, and towing and recovery operators across Texas.
What We Cover
Garagekeepers Legal Liability
Protects customer vehicles left in your care, custody, or control while you service, repair, or park them.
Get a quoteGarage Physical Damage
Comprehensive and collision coverage for your owned vehicles and dealer inventory, including hail, theft, and vandalism.
Get a quoteUsed & New Car Dealership
Tailored programs for dealer lots — inventory coverage, liability, and options for test-drive and demo vehicle exposure.
Get a quoteAuto Repair & Body Shops
Coverage for collision and mechanical shops, including garagekeepers, tools and equipment, and completed-work liability.
Get a quoteMechanic & Tire Shops
Protection for lube, tire, and general mechanical service shops, built around quick-turn customer traffic and vehicle custody.
Get a quoteTowing & Recovery
On-hook coverage for vehicles being towed, garagekeepers coverage, and liability for recovery operations and storage lots.
Get a quoteDealer Open Lot Coverage
Physical damage protection for your entire inventory while it sits on the lot — new, used, or in transit between locations.
Get a quoteAuto Detailing
Coverage for detailing and reconditioning businesses, including damage to customer vehicles in your care and premises liability.
Get a quotePrefer to talk it through?
Talk with a garage insurance specialist about your shop, lot, or tow operation.
Ready to Protect Your Operation?
Call 713-400-0000 to talk with a garage insurance specialist, or request a quote online — we build programs for shops of every size.